Banking innovations that help your business growarrow2

>> CDHIB weekly economic review report. Click here

Corporate bonds

These are long dated papers issued by corporate companies as evidence of investment with tenors ranging from 5 to 20 years.

Foreign currency swaps

This involves the exchange of currencies at spot current date with one or more associated forward deals, or “legs”, where one currency amount is fixed.

Forward exchange contract

This involves the buying and selling of foreign currency for delivery in the future

The product hedges against foreign exchange rate risks and the availability of forex.

Medium tenor papers

These include Promissory Notes, Treasury Notes and Zero Coupon Notes which are issued by Government as evidence of a direct investment into Government paper or as payment for goods and services rendered to Government.

The tenor is from 3 months to 3 years with negotiable rates. Once purchased, the ownership is changed to the new holder.

Medium term notes

These are medium term papers issued by corporate companies as evidence of an investment with tenor ranging from 2 to 5 years.

Purchase and sale of foreign currency

Purchase of foreign currency

We buy foreign currency from your forex receivables through your foreign currency accounts at other banks or here at CDHIB.

We offer competitive exchange rates so that you can maximize on your MWK proceeds

We deal in all major currencies such as USD, EUR, GBP and ZAR

Sale of foreign currency

We sell foreign currency to meet your international payment obligations for imports, school fees, services etc

We deal in all major currencies such as USD, EUR, GBP and ZAR

Treasury bills

Government issued debt liquid asset tradable on secondary market.


Liquidity driven by market benchmark

Target market

Companies and individuals


  • Alternative means of investment, other than traditional deposit products
  • Offers attractive interest rates

  • Executive loan

    Executive loan

  • Asset financing

    Asset financing

  • Prime investors a/c

    Prime investors a/c

  • International trade

    International trade

  • Cash covered loan

    Cash covered loan

  • Foreign currency swaps

    Foreign currency swaps

  • Financial planning

    Financial planning

  • Careers