Chris ChirwaChris Chirwa
Chief Information Officer

Chris Chirwa has over 10 years of experience in banking and information technology. He has worked in various information technology positions in several organizations and banks in Malawi.

He has worked for Opportunity Bank Malawi, Indebank and Malawi Savings Bank. He holds a Bachelor of Science degree in Computer Science and Mathematics and a certification in ITIL IT Service Management.

Lusekelo MwamondweLusekelo Mwamondwe
MSc Banking, PGDip Management, ACI, CAIB (SA), BSc
Chief Treasury Officer

Ms. Mwamondwe has 17 years banking experience with skills in retail banking, treasury management, asset and liability management, corporate banking and relationship management, international trade operations and structured trade finance. She worked with Standard Bank for 8 years, initially as graduate trainee in retail banking (3 years) and as treasury dealing manager for 5 years. In 2005, she joined NBS Bank Limited as Head of Treasury and International Trade, where she worked for 9 years, before joining CDH Investment Bank as Chief Treasury Officer in April 2014.

She brings to CDHIB strong analytical and mathematical skills, deep product knowledge in forex markets, money markets and lending as well as a structured approach to client sourcing, retention and relationship management. She is currently studying towards a Chartered Banker MBA qualification (UK) and additionally, holds the following qualifications;

  • an MSc in banking and international finance from Bangor university
  • a post graduate diploma in management from Graduate School of Business (GSB) of the university of cape town
  • Chartered associate banker (treasury management and international banking) with institute of bankers in south africa
  • Certified dealer in forex and money market by ACI-the financial markets association
  • Bachelor of science (Mathematics major)

Fred ChipembereFred Chipembere
LLB (Hons)
Legal and Compliance Officer and Company Secretary

Fred joined the bank as Legal & Compliance Officer in July, 2012.

Fred previously worked at First Merchant Bank Limited as Legal Counsel & Company Secretary. He also served as Company Secretary for the Leasing & Finance Company of Malawi Limited between 2008 and 2010. Fred started his career as a Legal Practitioner with Messrs. Kalekeni Kaphale Lawyers in 2004.

Fred has a Bachelor of Laws degree (Honours) from the University of Malawi.


essauMisheck Esau
Chief Executive Officer/ Managing Director 

Misheck was appointed Managing Director and Chief Executive Officer of CDHIB on 2nd April 2012. Misheck was Managing Director and Chief Executive Officer of Continental Discount House Limited until its successful conversion to the bank in April 2012.

Misheck has over 18 years experience covering accounting, treasury management, risk management, bank management, structured trade finance, project finance and investment management. He joined Continental Discount House in 2004 as Head of Treasury. In 2005, Misheck was appointed Head of Business Development and Marketing before being appointed Managing Director and Chief Executive Officer in 2007. Previously, Misheck worked as Treasury Manager of Nedbank (Malawi) Limited. He also worked as Bank Examiner with the Reserve Bank of Malawi’s Bank Supervision Department Before this Misheck worked at Malawi Rural Finance Company Limited then a Malawi Government World Bank funded project.

Misheck has been a key driving force in the diversification of the CDH Group which in 2012 culminated in the opening of CDH Investment Bank with its unique service offering.

Misheck is a Non-Executive Director of CDH Holdings Limited, CDH Asset Management Limited, CDH Capital Limited and CDH Commodities Limited. He is also Vice President of the Bankers Association of Malawi and a council member of the Society of Accountants in Malawi (SOCAM)

Misheck has a Bachelor of Accountancy degree from the University of Malawi. He is also an Associate member of the Chartered Institute of Management Accountants. He is also a Chartered Global Management Accountant.

JR MoukalaJean Rene Moukala
MBA, INFI Dip. Msc & Bsc Economics
Deputy Chief Executive Officer

Jean Rene has over 25 years experience covering bank management, leasing, and structured trade finance. He previously worked for Societe Generale (Cameroon) where he held various senior management positions. In 2000, Jean Rene was appointed Chief Executive Officer of Sogelease, a leasing company covering Cameroon, Equatorial Guinea and Chad. Before that, Jean Rene served as Chief Operating Officer of Cauris Finance Afrique. Between 2006 and 2010, he served as Senior Manager of Loita Capital International Partners Limited. Jean Rene also served as Director of JB Advisors Limited, a corporate finance advisory and training firm (Cameroon).

Jean Rene has a Bachelor of Social Science (Economics), from University of University of Lille and a Master of Economics obtained from University of Lille, France. He also holds a Master of Business Administration degree (MBA) from ESG UQAM, Canada.

kambwiliGillian Kambwili
Chief Internal Auditor

Gillian joined CDH in 2008, and is currentlyChief Internal Auditor for CDH Investment Bank. She was Head of Internal Audit for CDH Discount House until its conversion into an investment bank in April 2012.

Gillian previously workedfor Air Malawi between 2004 and 2008 as Treasury Manager and Management Accountant respectively. Prior to that, she was Internal Auditor for Population Services International (Malawi). Gillian started her career with Deloitte in 2000.

Gillian has a Bachelor of Accountancy degree from the University of Malawi. She is a Fellow of the Association of Chartered and Certified Accountants (England), and a Certified Public Accountant (Malawi).

Beatrix AroniBeatrix Aroni
Chief Finance Officer

Beatrix joined CDHIB as the Chief Finance Officer on 1st July 2013. She is responsible for the bank’s accounting, financial control and reporting. 

Beatrix brings with her over 14 years of experience covering audit, accounting and finance, strategic management and treasury risk management from the telecommunications, manufacturing and financial services industries. Beatrix served in a similar capacity at Nedbank (Malawi) Limited between 2010 and 2013. Between 2008 and 2010 she was Finance and Administration Manager for Dulux (Malawi) Limited. Before joining Dulux (Malawi) Limited, she served as Chief Controller of Carlsberg (Malawi) Limited comprising Carlsberg Breweries Limited, Southern Bottlers Limited and Malawi Distilleries Limited. Previously, she was with Malawi Telecommunications Limited as Head of Internal Audit. Beatrix started her career with KPMG in 1998.

Beatrix is a Fellow of the Association of Chartered Certified Accountants (England). She also holds a Master of Business Administration degree (MBA) from the University of Ulster (Northern Ireland).

Thoko MkaveaThoko Mkavea
Chief Investment Banking Officer

Thoko was appointed Chief Investment Banking Officer for CDHIB in April 2012. He is responsible for the bank’s investment banking division.

Thoko brings with him over 13 years of experience covering investment banking, accounting and finance, investment management, general management and treasury risk management. Previously, between 2007 and 2012, Thoko was Head of Asset Management for CDH Asset Management Limited, one of CDHIB’s group companies.. He also served as Deputy General Manager and Head of Finance and Administration for The Leasing and Finance Company of Malawi Limited (LFC). Before joining LFC, Thoko was Management Accountant for Henred Freuhauf Limited, an engineering manufacturing company between 2000 and 2003.

Thoko played a key corporate finance role during the conversion of CDH to an investment bank.

Thoko is a Fellow of the Chartered Institute of Management Accountant (England). He holds a Master of Business Administration degree (MBA) from the University of Derby (England). He also has a Bachelor of Accountancy degree from the University of Malawi.

Michael NdaferankhandeMichael Ndaferankhande
MA –Econ, Bsoc Sc
Chief Human Capital Development Officer

Michael joined CDHIB on 1st June 2015. He holds a Bachelor of Social Science (Bsoc Sc) degree, 1997 and a Master of Arts – Economics (MA –Econ) degree, 2000 from University of Malawi, Chancellor College. He has 15 years experience in Human Capital Management. He previously worked with Illovo Sugar (Mw) Ltd, Standard Bank and Indebank in various Human Capital management positions.

Eric ChinkandaEric Chinkanda
Chief Operating Officer

Eric was appointed Chief Operating Officer for CDH Investment Bank in April 2012.

Eric brings to the team a strong background in bank operations and credit management spanning over 42 years. He served as Chief Operating Officer for Capital Bank Limited (Botswana) between 2009 and 2010. Prior to that, Eric was Head of Operations for Indebank Limited (Malawi).

Banking innovations that help your business grow