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Loans & advances

This is a fluctuating loan facility that is tailored to meet the needs of corporates who require short term finance generally for working capital purposes. The target market for the product includes all corporate clients who have a justified need for overdraft facilities.

Key requirements

  • Ability and capacity to repay
  • Audited financial statements
  • Security covering the Overdraft limit
  • Operation of current account with the bank
  • Business profile of the client

Features and benefits

  • Overdrafts are repayable on demand Convenient
  • Once arranged the facility is available and can be used whenever required
  • Facility remains available even when it is not used by the client ( For the agreed period subject to review)
  • Interest is only paid on the portion of the OD that is used

  • Executive loan

    Executive loan

  • Asset financing

    Asset financing

  • Prime investors a/c

    Prime investors a/c

  • International trade

    International trade

  • Cash covered loan

    Cash covered loan

  • Foreign currency swaps

    Foreign currency swaps

  • Financial planning

    Financial planning

  • Careers