.: PRODUCTS & SERVICES

FUND MANAGEMENT

Pension Funds

The CDH-AM Limited pension fund management solution aims at helping companies enhance their pension payout to members.

The benefits of this service are

• That it enhances the pension payout for employees hence boosting their morale;
• It preserves the real fund value of money over the period.

Gratuity Funds

The CDH-AM Limited gratuity fund management aims at helping organizations enhance the gratuity payout for members employed on contract terms.

CDH-AM Limited Gratuity Fund management cushions funds against inflationary erosions through income generation and re-investment of funds at rates that beat inflation, making it your preferred gratuity fund solution.

Severance Fund Protection Plan

Severance pay is a prescribed sum of money that employers pay their employees as compensation for termination of employment for reasons other than misconduct on the part of the employee.

These funds serve to make-up for the disturbance caused by the employee’s loss of employment helping him to avoid bankruptcy/destitute while he looks for another job or other means of survival.

The CDHAM SFPP aims at relieving employers of the severance allowance overload by providing flexible solutions of funding their severance liability without straining their cash flows.

The benefits of this solution are:

Employer has full control of the fund

• The fund is invested in high interest bearing
• assets hence achieving growth over time.
• Employer can plough back excess income generated by the fund into its operations.
• Enhanced employee morale.
• Special Purpose Funds

Comprise the following:

• Self insured funds
• Treasury management
• In-house group protection scheme
• In- house medical funds
• Endowment funds
• Trust funds
• Mutual funds
• Unit trusts

WEALTH MANAGEMENT

Wealth Management is a special investment management service that provides individuals with portfolio based asset management, advisory services and a distribution plan for client investment.

The CDH-AM Limited wealth management service focuses on ensuring superior returns on your investment. With our excellent research capability we track down movements in yields of Treasury Bills, OMO investment, Bonds and Equities, and regularly assess future potential of each asset category and report to our clients.

We offer continuing professional advice according to your individual circumstances and requirements.

We also offer the following services: -

• Direct Investment in shares and share trading;
• Bidding for clients on the Primary Money Market;
• Property Management and Investment;
• Investment management and strategies;
• Trust and estate management;
• Private banking and financing arrangements; and
• Tax planning and timely filing of returns.

FINANCIAL ADVISORY

CDH Asset Management Limited provides a wide range of financial advice to corporate clients, government, NGO’s and individuals. These services include:

Financial planning

• Treasury outsourcing;
• Financial restructuring;
• Capital reorganization;
• Raising debt or equity capital;
• Tax planning; and
• Corporate listing on the stock market.